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Application Home Loan How to apply for a mortgage. Once you find a home that meets your preferences, needs and budget (and the seller accepts your offer, of course!), it’s time to apply for your loan. You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone or online.
** This repayment example is based on a typical K-12 Family Education Loan made to a borrower (on behalf of a student) for a $10,500 loan, with two disbursements, a 3% disbursement fee, and a 15.89% variable APR. It works out to 4 payments of $185.20, 31 payments of $389.12 and one payment of $356.96, for a Total Loan Cost of $13,160.48.
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