Source Capital offers hard money loans in Texas for both residential and commercial real estate. Our loans are intended for business purposes only, including not only investment properties, but also for uses such payroll and inventory.

First time home buyer loans are one of the best home loans for low FICO credit scores in Houston because of its minimum credit score requirements. If you have a Credit Score of 580 or higher you would be able to get a mortgage with just 3.5 percent down payment.

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One ZIP code in Houston – and only two others in Texas – have a median home value of more than. area’s median home value prevailing mortgage rates for conventional and jumbo loans a monthly.

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36 month financing is available on loan amounts up to $14,999 42 month financing is available on loan amounts of $15,000 – $29,999 48 month financing is available on loan amounts of $30,000 – $50,000 *APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history.

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 · houston home prices and Home Values. The median home value in Houston is $186,000. houston home values have gone up 5.4% over the past year and Zillow predicts they will rise 1.9% within the next year.

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