Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

Bank of America offers 15 year refinance rates that can help the typical homeowner save a great deal of money over the term of the loan. With the proceeds of a refinance loan, the homeowner can combine credit card bills, auto loans, and other debts into one monthly payment that may very well represent a smaller total payment than each of those.

We offer attractive rates and flexible terms on both Purchase and Refinance loans. Browse our rates below to find a loan. 15 Year Fixed Rate. 3.225 % APR 1.

Refinance rates valid as of 28 Jun 2019 08:32 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. arm interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and.

Refinance your home with Bank of the West and get cash out to consolidate high interest debt.. 15 Year Conforming*. A Fixed Rate Mortgage Loan is a loan where the interest rate and monthly principal and interest payments remain the.

The 30-year fixed rate recently reached its lowest levels since September. When they can afford it, many people refinance.

Fha Home Loans First Time Buyers 5/1 Arm Rates Today VA 5-1 ARM, Adjustable Rate Mortgages – The VA 5/1 ARM will have a set interest rate for the first five years of the loan and then will adjust every year after that for the remaining twenty-five years of the loan. Because of this, the initial rates will likely be lower than standard ARMs and even may be a little different than the other options for hybrid ARMs.First-time home buyers have a lot of different options to choose from, including FHA loans, USDA loans and the Good Neighbor Next Door program. Discover which programs are best for you, and learn.

Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

Advantages of a 15-Year Fixed-Rate Home Loan The big advantage of a 30-year home loan over a 15-year loan is a lower monthly payment. However, for those who can afford the slightly higher payment associated with a 15-year mortgage are getting a better deal in almost every possible way.

Fha Home Loans Guidelines FHA Updates Guidance to Streamline Two Redundant’ Mortgage Rules – In an effort to “streamline” the requirements for FHA single family mortgage insurance. which streamlined these home warranty requirements,” the release said. FHA will still require that the.

The "995 Flat Fee" – CashCall Mortgage will charge an origination fee of just $995. CashCall Mortgage will pay the following third party closing costs on behalf of the Borrower: escrow/closing fees, appraisal fees, flood certification fees, signing fees, charges for title.

5/1 Arm Rates Today VA 5-1 ARM, Adjustable Rate Mortgages – The VA 5/1 ARM will have a set interest rate for the first five years of the loan and then will adjust every year after that for the remaining twenty-five years of the loan. Because of this, the initial rates will likely be lower than standard ARMs and even may be a little different than the other options for hybrid ARMs.

Looking for predictable monthly payments? choose between 15 and 30 year Fixed Rate Mortgages from Santander Bank. Apply today!